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Small-Balance Commercial Lending

Commercial capital for properties with a real business plan.

Brown Capital Resources works with investors, business owners, and property professionals seeking practical financing for acquisitions, refinances, construction, and special-use properties.

Price a Commercial Deal Review Loan Programs
Commercial Real Estate Investor and owner-occupied transactions
Small-Balance Focus Practical financing for everyday commercial deals
Multiple Capital Sources Bank, agency, bridge, private, and specialty options
Scenario-Based Review Each request evaluated on its own merits
Brown Capital Resources

A commercial finance firm built around the transaction.

Commercial lending is rarely one-size-fits-all. The strength of a transaction may come from the property’s cash flow, the borrower’s operating history, the location, the exit strategy, or a combination of all four.

Our role is to understand the full picture, organize the request, and pursue a financing structure that makes sense for the borrower and the asset.

Discuss your scenario
Our Team

Commercial finance guidance with a relationship-first approach.

Brown Capital Resources is built to help borrowers, investors, and referral partners evaluate commercial financing scenarios with clear communication and practical deal structure.

Loan Programs

Financing options across the commercial market.

01
Bridge Loans
Short-term capital for acquisitions, transitions, and time-sensitive closings.
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02
Construction Loans
Ground-up, renovation, and improvement financing for qualified projects.
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03
Permanent Commercial Loans
Longer-term financing for stabilized commercial real estate.
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04
Stated-Income Programs
Alternative-documentation options for eligible business-purpose transactions.
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05
Fix-and-Flip Loans
Acquisition and renovation capital for real estate investors.
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06
Special-Use Property Loans
Financing for assets requiring specialized underwriting or industry review.
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SBA Business Loans Owner-occupied real estate and eligible business financing.
USDA B&I Loans Qualified rural business and commercial projects.
Residential Investment Loans Business-purpose loans for rental and investor properties.
DSCR Loans Investor financing centered on property cash flow.
FHA / HUD Loans Eligible multifamily, housing, and specialty assets.
Fannie Mae & Freddie Mac Agency financing for qualifying multifamily properties.
Property Types

We finance the properties that support commerce and communities.

Property eligibility depends on the loan program, borrower profile, transaction structure, and current lender guidelines.

Multifamily 5+ Units
Mixed Use Residential + Commercial
Office Owner-Occupied or Investment
Retail Single or Multi-Tenant
Warehouse / Light Industrial Business or Investment
Self-Storage Acquisition or Refinance
Mobile Home Communities Park Financing
Automotive Repair, Sales, and Service
Restaurants Real Estate and Business Use
Daycare Owner-Occupied or Investment
Submit a Scenario

Ready to price your next commercial deal?

Send the basic transaction details. We will review the scenario and identify the information needed to evaluate available financing options.

Acquisition, refinance, construction, or cash-out
Investor and owner-occupied property requests
Standard and special-use commercial properties
This form is for an initial inquiry only and is not a loan application or commitment to lend.
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